Home Equity Loan FAQ

Capital One's home equity loan is secured by a mortgage on your home up to the amount of the equity you've accumulated. You may be able to borrow as much as 100% against your home's equity. The minimum home equity loan amount is $10,000.

You can use a home equity loan for anything from home improvement to debt consolidation, investing, or sending a child through college. Whatever purchase you may be considering, a home equity loan may be just the solution you need.

A home equity loan generally gives you the power to fully deduct the interest. You should consult your tax advisor for up-to-date details regarding the deductibility of home equity interest and charges for your situation.

With a home equity loan, you can receive the proceeds up front and make a fixed monthly payment. Interest rates are competitively fixed on term loans. Call us at 1-800-664-0960 for more information on terms and rates.

You can choose from several different payment methods, including:

• Automatic deductions from your Capital One checking or savings account.
• Payments online, using Online Banking.
• Payments via certain Capital One ATMs, in person at a Capital One banking office, or by mail.

Yes, automatic payments are available. Just ask to have your monthly payments automatically deducted from your Capital One checking or savings account. No monthly checks to mail—it's that easy!

Our Capital One Bank Loan Recommender can help find the right loan for you. Just answer a few simple questions online…and you’re on your way. It’s that easy!